BOATING SAFETY COURSE 

If you complete a qualified boating safety course, you should receive a discount that reduces your boat insurance premium. Not only will this help lower insurance costs, but it is also a great way to learn some basic boating safety. Visit the U.S. Coast Guard site to find a course that is right for you. 

---------------

CLEAN DRIVING RECORD 

If you have no accidents and violations on your driving record, your boat insurance rate can be significantly reduced. A spotless MVR helps you save on car insurance and the same rule goes for boating insurance. If you play by the rules on the road, we think you are likely to do so on the water as well.  

---------------

NAVIGABLE WATERS  

If you navigate your boat in a limited territory, such as inland lakes and waterways, or the confines of the Chesapeake Bay or the Long Island Sound, let your underwriter know. You could save a bundle without giving anything up. 

---------------

LAYUP DISCOUNT  

If you are storing your boat for the winter, we may be able to reduce your premium if your boat is out of commission for a certain number of months. Coverage will still be provided while the boat is in storage or while you are trailering it.  

---------------

MULTI-CRAFT DISCOUNT 

If you have more than one vessel, get a quote for both. Insuring more than one craft with us will give you a hefty discount.  

---------------

ONLINE DISCOUNT

We can offer you a discount for initially applying online. You won’t lose out on any service or coverage and can always follow up on the phone.