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Saving Money on Boat Insurance – Part 2

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May is just around the corner which makes this the perfect time to review your boat insurance and make sure you are protected for the season.  Last week we looked at a few ways to save on your boat insurance every year, including completing a boating safety course and and maintaining a clean driving record.   This week we’ll take a look at five more tips you can use to keep down your boat insurance cost.

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Saving Money on Boat Insurance

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When shopping for boat insurance, you want proper protection from a reputable company that will provide adequate coverage in the event of an accident.   You also want that insurance at a fair price.  Finding boat insurance at a reasonable price involves doing your homework and choosing a company that knows boats as well as you do.

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2017 Boating Tips: A – Accessories!

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We kick off the season’s tips with one that every boater thinks about and that is our boating accessories.  Whether your boat is filled with water skis, fishing equipment, a GPS, fishfinder or even paddles, make sure you take inventory of these accessories and inspect their condition so that there are no surprises when you’re on the water.

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Choosing the Right Boat Insurance Company

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So you’re thinking about buying a boat.  You run the numbers to make sure it fits your family budget.  Let’s say you budget $40,000 for the boat, motor, trailer and first season’s maintenance.  Before signing the papers you will also want a quote to find out how much your boat insurance may cost.  Insurance is likely the smallest expense associated with owning a boat but the most important as it protects your entire investment.

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Boat Trailer Insurance

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If you own a boat trailer you can actually insure it at the same time you purchase boat insurance.  This is highly recommended as it is inexpensive and will protect your investment in the trailer.   But before you add this coverage for your trailer, it is important to know exactly what you’re buying.

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Cheap Boat Insurance

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When shopping for boat or jet ski Insurance, do you really want the cheapest insurance you can find?

With online access to a wide array of carriers you can easily shop around and compare your options.   The answer to our question is of course that we all want the cheapest insurance, but the cheapest is not always the best.

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How Boat Insurance and Boat Maintenance Are Related

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Accidents happen.  And when they do, be glad your boat insurance is (hopefully with) SkiSafe Insurance.  You’ll have coverage for fire, theft, vandalism, collision on the water or on land, hauling your boat out in advance of a named storm.  Maybe you will choose to have coverage for consequential losses or freeze damage.  Even towing and for your personal property.  You’ll definitely want coverage coverage for third party liabilities that can arise out of the ownership or operation of your boat.

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The Price of Boat Insurance: Why It Is Just As Important As Car Insurance

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One of the upsetting things you hear in the boat insurance industry is someone saying “I don’t need insurance.”  Too many boaters cancel their coverage once their loan is paid off and coverage is no longer required. Only two states require boat insurance so many boaters cancel theirs as soon as possible. People think that because they are safe and experienced that they don’t need any additional protection on the water. The truth is that boat insurance is just as important as car insurance. Here’s why you should never go out on the water without it.

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