The Best Ways To Make Your Boat Insurance Payment


Between credit card statements, car payments, mortgage and rent bills, and the endless amount of monthly subscriptions we all have these days, it can be a lot to keep track of. 

Insurance is one of those bills you don’t want to fall behind on. Otherwise, your policy may get canceled for nonpayment and trigger a lapse in coverage. You could then face hefty bills if there’s an accident. 

» MORE: Comprehensive Boat Insurance Coverage - What It Is and How to Get It

Luckily, in the digital age, you have a lot more options than mailing in a check. For example, at SkiSafe we offer EZ Pay enrollment options. An autopay plan can help you make your annual payments on time and with ease. 

Let’s look at the easy ways you can make your boat insurance payment with SkiSafe. 

How to autopay your insurance 

SkiSafe provides an autopay option that will make paying your boat insurance coverage easy. When enrolling in EZ Pay, you can schedule the automatic payment of any balance due on your account. 

Here’s how you can sign up for EZ Pay with SkiSafe:

  • Step 1: Navigate to the SkiSafe homepage.
  • Step 2: Click ‘Pay’ on the top-right menu.
  • Step 3: Log in to your account with your account number, policy number, or email address. 
  • Step 4: After logging in, make your way to the “Sign up for EZ Pay” button.
  • Step 5: Submit your information and that’s it! 

The transfer can come from a variety of sources, including:

  • Credit card
  • Debit card
  • Checking account

No matter which system you use, the EZ Pay option makes it simple to pay your bill.

Making manual payments 

If you decide not to enroll in EZ Pay, you can make manual payments instead. There are many ways to do so:

  • Login to your SkiSafe account and make your payment online 
  • Pay with a credit card or debit card over the phone or through our secure live chat 
  • Mail a check 
  • Make an echeck payment

Since your payment will not automatically go through each year, remembering to make it on time is essential. We will always notify you if you miss a payment. Still, you risk having your policy canceled for nonpayment. 

We recommend setting a calendar reminder on your phone.


How often do I pay the policy premium?

You’ll need to renew and pay the policy premium every 12 months. If you decide to change your coverage upon renewal, this may affect the policy premium.

You will receive notice of your renewal premium every year and can always check it online as well.

Do you offer a six-month or shorter-term policy?

Our policies are annual. 

However, we give a substantial discount for a winter lay-up when your boat or PWC is not in use. Your craft is still fully covered under the terms of your policy that may occur while it is laid up. Remember - lienholders require year-round coverage.

» MORE: Winter Layup Boat Insurance Discounts

What if I get a new credit card or change banks?

That’s no problem at all. If you make any changes to your bank or get a new credit card, simply update the EZ Pay settings on your account to reflect these changes. This can all be done online. 

If you run into any issues or have a question, you can always speak to one of our underwriters and notify us of the change. 

» MORE: Contact Us 

Do you accept credit cards online?

Yes. You can also pay over the phone or use our secure chat to make a credit card or echeck payment.

If I pay with a credit card or electronic check, when will it be posted?

The next business day.

Why does my account show that I still have a balance due?

If you paid through online banking, there is a gap between the time your bank charges your account and the time we get the funds.  

Paying with an e-check will post much faster.

Can I pay my premium after my cancellation date? 

Please contact us to review your account in this situation. 

How long does it take to receive a refund if I cancel my policy mid-term? 

Within 30 days. [Note: If you paid by credit card, the refund will go back to that account]

What else can I do through my online account?

SkiSafe provides a comprehensive portal that gives access to various self-service capabilities, helping you manage every aspect of your boat insurance entirely online. 

You can…

  • View your account balance and get statements 
  • Make a payment
  • Sign up for EZ Pay
  • Go paperless and receive all documents via email 
  • View previous transactions
  • Add or change coverage
  • Get a new quote or change an existing quote 
  • Cancel the policy
  • Change address or contact information
  • Change craft location
  • Change hull ID number and motor information
  • Report a claim and view previously submitted claims 
  • Access policy documents, like the declarations page, ID card, and proof of insurance
  • Manage lienholders
  • View the policy terms and conditions  

» MORE: How to Get Boat Insurance Online

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