SkiSafe Blog

Tag: Boat Insurance

Your Hurricane Preparedness Guide

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Hey there boaters, this week is all about hurricane preparedness. We’re here to give you practical advice to help keep you and your family ready in case of a natural disaster. It’s important to get prepared ahead of hurricane season, which officially begins on June 1st. Below is your guide to hurricane preparedness.

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Everything You Need to Know - Picking the Right Marina

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Finding a hub for your boat can be a difficult decision. There are many factors to take into consideration when looking for the right marina, such as location, price, security, etc. Most marinas tend to be selective when choosing its residents – often looking for proof of liability insurance, a damage deposit, and any payment history from previous marinas. However, you should be equally particular when looking for a home for your boat. This article will cover everything you need to know when it comes to picking a marina.

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About SkiSafe | The Water Ski Community

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SkiSafe is here to protect your boat. Exclusively servicing the boat and PWC community for over 25 years, we insure small jet skis to luxury yachts and everything in between. However, as the name suggests, SkiSafe originally made its mark with a focus on serving the water ski community.

Between handling promotional boats for avid skiers and clubs to working with USA Water Ski and its members, SkiSafe is intimately familiar with the unique insurance issues facing water skiers. The team at SkiSafe knows how to handle coverage for water ski tournaments and understands the relationship between ski boat owners and the private lakes they operate on. We also understand the higher liability limits that tournament and club skiers require and doesn’t make these boaters perform any additional jumps to obtain them. These are a few reasons why SkiSafe is known as one of the most trusted boat insurance providers in the industry. Here are a few other ways that SkiSafe stands out from the pack on the lake.

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Comparing Boat Insurance Companies

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When considering your boat insurance options, the first and most obvious point of comparison is price. We all understand that and can easily assess the differences there.

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How Boat Insurance and Boat Maintenance Are Related

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Accidents happen, and when they do, be thankful for your marine insurance (hopefully with SkiSafe.) You’ll have coverage for fire, theft, vandalism, collision on the water or land, and hauling your boat out in advance of a named storm. Maybe you will choose to have coverage for consequential losses or freeze damage. You’ll definitely want coverage for third party liabilities that can arise out of the ownership or operation of your boat.

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Why is Boat Insurance Just As Important As Car Insurance?

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One of the most upsetting things you can hear in the boat insurance industry is “I don’t need insurance.” Too many boaters cancel their coverage once their loan is paid off and the coverage is no longer required. Many people think if they are safe and experienced they don’t need any additional protection on the water. The truth is that boat insurance is just as important as car insurance. Here’s why you should never go out on the water without it.

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Credit Scoring for Boat Insurance

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Your credit score is not used by only banks. Insurance agencies will pull your credit score and use it as a factor to determine your premium.

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Consequential Losses and Boat Insurance

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You probably think the consequence of any loss involving your boat is at best a headache, and at worst a hit to the wallet, not to mention the hours you'll lose on the water while it's in the repair shop. However, what exactly are consequential losses?  

Here’s a simple example that explains how consequential losses and boat insurance are related and why it matters to you. 

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