A capability-based approach that focuses on meaningful theft protection, not a required brand or model.

Boat theft has changed, especially when it comes to higher-value vessels and outboard engines. Anti-theft technology has changed too.

That is why we are introducing SS-ANTI+, our new anti-theft endorsement for certain higher-value vessels. It replaces SS-ANTI-G and takes a more flexible, practical approach to theft protection.

Instead of requiring a specific brand or model, SS-ANTI+ focuses on what your anti-theft protection is capable of doing.

That means more flexibility for boaters, less friction for brokers, and clearer expectations for everyone.

How SS-ANTI+ Works

SS-ANTI+ is capability-based, not brand-based.

There is no required manufacturer or model. You can choose the anti-theft system that works best for your boat, your preferences, and your budget, as long as it provides the required functionality.

If the required protections are installed, active, and fully operational at the time of loss, the standard theft deductible applies.

If they are not, the theft deductible is 50%.

Boaters effectively have two valid choices:

• Use a qualifying anti-theft setup and keep the standard theft deductible.
• Take on more of the theft risk yourself through a 50% theft deductible.

What Your Anti-Theft Protection Needs to Do

To qualify for the standard theft deductible, the system should provide key anti-theft functionality such as:

• GPS-based vessel tracking
• Alerting that still works outside normal cellular coverage, including satellite capability
• Tamper or removal sensors on each outboard engine
• An audible alarm for unauthorized access, movement, or engine removal
• Backup power

The point is not to force one specific product. The point is to make sure the boat has meaningful protection.

Why This Is Better

No brand lock-in: You are not tied to one manufacturer or one model.

Flexibility to change systems: You can upgrade, change providers, or adjust your configuration without needing policy changes or prior approval.

Simpler quoting and renewal: No special documentation is required to quote, bind, or renew.

Practical protection: The focus stays where it belongs: on the functionality needed to help deter theft, improve recovery chances, and reduce major losses.

A Simple Best Practice

Although documentation is not required to get coverage, it is smart to keep basic records in case you ever have a theft claim.

Helpful examples include:

• Photos of installed sensors on each engine
• Photos of control units and backup power
• Installation or service records
• Proof of an active monitoring subscription

A little recordkeeping now can make a big difference later.

Bottom Line

SS-ANTI+ is a smarter and more flexible way to approach boat theft protection.

It is built around the capabilities that matter, not a list of approved brands. That gives boaters more choice, gives brokers a simpler story to tell, and keeps the focus on real-world protection.

If you have questions about SS-ANTI+ or want help understanding your options, we are here to help.