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There are many different types of pleasure boat insurance and many exclusions that need to be considered. SkiSafe and SeaSafe offer you all-risk watercraft insurance policies that are second to none. We are the ideal choice for pleasure and non-commercial fishing boat insurance. We insure all sorts of pleasure runabouts, as well as pontoons, fishing boats, bass boats, performance boats, ski boats and many others. You can get an immediate Online Boat Insurance Quote.
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Coverage (if eligible) includes: |
- Stated Value for your hull, which means we will not depreciate it over time. And, if you have a total loss, we even waive your deductible.
| | other companies only offer ACV (actual cash value) policies that give you only the boat's book
value at the time of loss. Read your current policy and see for yourself. Are you paying more, but getting less?
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- Replacement Cost for 30 months on new crafts up to $100,000.
- Uninsured Boaters Liability insurance is included.
- $10,000 for medical payments.
- Watersports liability coverage (waterskiing, wakeboarding, etc). Most of our competitors either exclude this coverage or offer lower limits and charge an additional premium.
- Towing and roadside assistance standard at $600 ($1,000 for yachts).
- Disappearing deductible available.
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| What's Covered |
- Fire, theft, collision, vandalism, storm damage, hitting a submerged object, and any other accidental damage to your craft, whether it's in or out of the water.
- Your trailer can be covered for physical damage too.
- We cover you up to the policy limits for your legal liability if someone is injured or property is damaged. Our combined single limit means that you can use as much as you need, where you need it.
- No exclusion for latent defects!
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| Some exclusions |
- No commercial use (pleasure use only.)
- No coverage for parasailing.
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