Jet Ski, Mini Jet Boat, Fishing Boat & Small Boat Insurance |
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Good jet ski insurance can be difficult to find, but with SkiSafe, it's fast and easy to obtain. Ordinary homeowners' policies usually don't cover personal watercrafts or limit the horsepower of the craft to 50. And homeowners' policies only cover the craft for physical damage, not any liability that may arise from a person operating the craft.
Get an online Small Boat Insurance Quote today and see how competitive our rates are.
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SkiSafe gives you far more coverage that basic boat insurance will. We include: |
- Water sports liability coverage (towing waterskiers, wake boarders, etc.)
- Uninsured Boaters Liability coverage included.
- $10,000 of Medical Payments coverage.
- 15 day coverage on any newly acquired craft if you already have a policy with us.
- Towing and roadside assistance.
- NO EXCLUSION FOR LATENT DEFECTS!
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We offer discounts for optional winter lay-up, fresh water-only use, clean driving records, and prior experience. Boating safety courses are also taken into consideration.
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| What's Covered |
- Fire, theft, vandalism, and any accidental damage to your craft whether it's on or out of the water. Our policy is all-risk, so unless it's specifically excluded, it's covered.
- SkiSafe gives you a combined single limit of liability. We will cover you up to the policy limits (per incident) for your legal liability if someone is injured or property is damaged.
- Your craft is covered for physical damage is based on the Actual Cash Value (ACV) at the time of loss. We will pay you what it costs to repair or replace the craft (minus the deductible) up to the amount the craft is worth at the time.
- REPLACEMENT COST COVERAGE! For new models (not previously owned) we provide replacement cost coverage for the first 15 months of ownership. Call us for details.
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| What's not covered |
- Any craft that has been modified to enhance performance
- Operation from dusk to dawn (basically when it's dark)
- Operation by anyone without a valid automobile driver's license *
- Operation during the optional lay-up period **
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* Limited coverage applies, but exceptions may be made by endorsement.
Talk to one of our underwriters about your specific case. |
** Exceptions may be made by endorsement.
Visit the other pages on our site for information on fishing boat insurance, yacht insurance, and more! |
